JUST PLAIN TALK: Neil Young not planning on retirement

Buz Livingston
Buz Livingston

Eleanor Roosevelt, the wife of President Franklin D. Roosevelt, accomplished much during her lifetime. Most impressive to me was she cranked out a newspaper column six days a week for almost 30 years. Writing is difficult and especially about finance. There is only so much you can say before you repeat yourself. Fortunately for me, I like music a lot. As such, musicians drop me seeds or glimmers of hope, and I get to run with them. Researching on YouTube is not the worst job in the world either.

In a recent AARP interview, Neil Young bucked the trend of many of his compadres and announced he turned down a multi-million dollar offer to tour performing “Harvest,” the best-selling album of 1972. Everyone in his backing band The Stray Gators was dead, and Young knew it wouldn’t be the same, but nothing is. Typical of Young, he said planting new ideas beat harvesting old ones. For example, Young wants to protect the quality of his music. Whether Neil Young Archives is profitable to him or not, he’ll take it either way.

On the subject of retirement, he said he ruled out a retirement tour. While performing hard-core rock and roll is harder than it was 40 years ago, everything is. As long as you are interested in what you are doing, there is no reason to retire. “The idea, Young noted, is not to stop moving.” Retirement planning is not solely financial. Remain active and discover new things to do. Keep planting; choose differently.


Earlier this month, my wife and I trekked to Mobile for singer-songwriter Allison Moorer’s reading of her memoir, “Blood,” a redemption of her parents’ murder-suicide. I’ll start where Moorer ended. While her story brought tears, she pleaded with the audience about the dangers of spousal abuse. Moorer also reminded us to be aware of signs of depression and mental illness, which often ends tragically. She likely didn’t know it, but a recent study in The Journal of Mental Health indicates support from a trusted friend, not even a professional, can be an effective suicide prevention strategy for men.

We’ve heard the adage of how a good person with a gun stops a bad person. However, the data is unequivocal that a firearm in a home means a higher chance of the weapon being used on a family member or in a suicide. Americans kill themselves with appalling regularity. Demographers initially blamed the economic upheaval brought on by the 2008-2009 Great Recession for the spike in suicide rates. However, economies around the world got hammered, but only in the US have suicide rates continued their grisly rise. If your mental health is in disarray, it doesn’t matter the shape of your finances.

You can’t always get what you want, but Buz Livingston, CFP can help you get what you need. For specific recommendations visit us online at livingstonfinancial.net or come by our office in Redfish Village, 2050 Scenic 30A, M-1 Suite 230.